What types of commercial debt can Hollingworth Collections help with?

We review enquiries relating to unpaid invoices, overdue B2B accounts, contractor debts, supplier invoice disputes and other commercial debts over £3,000. We work with tradespeople, SMEs, limited companies, contractors and suppliers across the UK.

Is Hollingworth Collections a bailiff or solicitor firm?

No. Hollingworth Collections is not a bailiff firm, solicitor firm or regulated debt advice provider. We are a commercial debt recovery lead generation and referral service. We introduce suitable enquiries to independent recovery specialists such as Athena Collections.

How do I submit a commercial debt recovery enquiry?

Complete our free online enquiry form at hollingworthcollections.co.uk/how-it-works. Our team will review your case and, where suitable, introduce you to an experienced commercial debt recovery specialist. The process takes less than 3 minutes and is completely confidential.

Do you cover the whole of the UK?

Yes. We review enquiries from businesses across England, Scotland, Wales and Northern Ireland. We cover all major UK cities including London, Manchester, Birmingham, Leeds, Liverpool, Sheffield, Bristol, Newcastle, Glasgow and Edinburgh.

Is there a minimum debt amount?

We typically review commercial debts of £3,000 and above. Not every debt is suitable for recovery — some debts may be disputed, too old, poorly evidenced or linked to insolvency. Any recovery action is subject to eligibility, evidence and partner acceptance.

What is a Warrant of Control?

A Warrant of Control is issued by the County Court and instructs enforcement agents to attend the debtor's premises and seize goods to the value of the debt. It is used to enforce a County Court Judgement (CCJ).

Do I need a CCJ first?

Yes. A Warrant of Control can only be issued after a County Court Judgement has been obtained. If you do not have a CCJ, you will need to obtain one first.

What goods can be seized?

Enforcement agents can seize most goods owned by the debtor, including vehicles, equipment and stock. Certain items are exempt, including tools of trade up to £1,350 in value and basic household items.

What if the debtor has no goods?

If the debtor has no goods that can be seized, a Warrant of Control may not be effective. In this case, other enforcement methods such as a Charging Order or Attachment of Earnings may be more appropriate.

What is a Charging Order?

A Charging Order is a court order that secures a debt against the debtor's property. It does not result in immediate payment but ensures the debt is recovered when the property is sold or remortgaged.

Can I force the sale of the property?

In some cases, a creditor can apply for an Order for Sale to force the sale of the property. However, courts are generally reluctant to order the sale of a debtor's home, particularly where the debt is relatively small.

What if the debtor has a mortgage?

A Charging Order ranks behind the mortgage lender. The mortgage must be repaid first from the sale proceeds, with the Charging Order debt paid from the remaining equity.

Property Security

Charging Orders — Secure Your Debt Against Property

Secure an unpaid commercial debt against the debtor's property.

Request A Free Debt Review Enforcement Support

Overview

What is Charging Orders?

A Charging Order secures a debt against the debtor's property — typically their home or commercial premises. The debt is not immediately recovered, but is paid when the property is sold or remortgaged.

A Charging Order is particularly useful where the debtor has property but limited liquid assets. It ensures the debt is not forgotten and is recovered when the property changes hands.

Important: Hollingworth Collections is not a bailiff service, solicitor firm or regulated debt advice provider. We do not provide legal advice or carry out enforcement directly. Suitable enquiries may be introduced to independent recovery specialists and professional partners where appropriate.

The Process

How Charging Orders Works

Obtain a CCJ

A Charging Order can only be applied for after a County Court Judgement has been obtained.

Apply for Interim Charging Order

The creditor applies to the court for an interim Charging Order. The court registers the charge against the property.

Final Charging Order

If the debtor does not object, the court makes a final Charging Order securing the debt against the property.

Recovery on Sale

The debt is recovered when the property is sold or remortgaged. An Order for Sale may be applied for in some cases.

Eligibility Requirements

A County Court Judgement (CCJ) must already exist
The debtor must own property in England or Wales
The property must have sufficient equity to cover the debt

Limitations & Considerations

Does not result in immediate payment
Recovery depends on the property being sold
An Order for Sale may be required for forced sale
Hollingworth Collections does not carry out enforcement — we introduce to specialists

Need help with Charging Orders?

Submit a free enquiry — we'll review your case and advise on next steps.

Request A Free Debt Review

FAQ

All Enforcement & Legal Guides

Warrant of Control Writ of Control Charging Orders Attachment of Earnings Third Party Debt Orders Statutory Demands Winding Up Petitions Bankruptcy Proceedings

Need Help Recovering a Commercial Debt?

Submit a free enquiry. We'll review your commercial debt recovery case and let you know if we can help.

Request A Free Debt Review All Services