What types of commercial debt can Hollingworth Collections help with?

We review enquiries relating to unpaid invoices, overdue B2B accounts, contractor debts, supplier invoice disputes and other commercial debts over £3,000. We work with tradespeople, SMEs, limited companies, contractors and suppliers across the UK.

Is Hollingworth Collections a bailiff or solicitor firm?

No. Hollingworth Collections is not a bailiff firm, solicitor firm or regulated debt advice provider. We are a commercial debt recovery lead generation and referral service. We introduce suitable enquiries to independent recovery specialists such as Athena Collections.

How do I submit a commercial debt recovery enquiry?

Complete our free online enquiry form at hollingworthcollections.co.uk/how-it-works. Our team will review your case and, where suitable, introduce you to an experienced commercial debt recovery specialist. The process takes less than 3 minutes and is completely confidential.

Do you cover the whole of the UK?

Yes. We review enquiries from businesses across England, Scotland, Wales and Northern Ireland. We cover all major UK cities including London, Manchester, Birmingham, Leeds, Liverpool, Sheffield, Bristol, Newcastle, Glasgow and Edinburgh.

Is there a minimum debt amount?

We typically review commercial debts of £3,000 and above. Not every debt is suitable for recovery — some debts may be disputed, too old, poorly evidenced or linked to insolvency. Any recovery action is subject to eligibility, evidence and partner acceptance.

What is a Warrant of Control?

A Warrant of Control is issued by the County Court and instructs enforcement agents to attend the debtor's premises and seize goods to the value of the debt. It is used to enforce a County Court Judgement (CCJ).

Do I need a CCJ first?

Yes. A Warrant of Control can only be issued after a County Court Judgement has been obtained. If you do not have a CCJ, you will need to obtain one first.

What goods can be seized?

Enforcement agents can seize most goods owned by the debtor, including vehicles, equipment and stock. Certain items are exempt, including tools of trade up to £1,350 in value and basic household items.

What if the debtor has no goods?

If the debtor has no goods that can be seized, a Warrant of Control may not be effective. In this case, other enforcement methods such as a Charging Order or Attachment of Earnings may be more appropriate.

What if the debtor moves their money?

If the debtor moves their money before the order is served, the order may be ineffective. Speed is important — the interim order should be applied for and served as quickly as possible.

Can it be used against a business bank account?

Yes. A Third Party Debt Order can be used against both personal and business bank accounts.

Bank Account Freeze

Third Party Debt Orders — Freeze the Debtor's Bank Account

Redirect money held by a third party directly to you.

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Overview

What is Third Party Debt Orders?

A Third Party Debt Order (formerly known as a Garnishee Order) freezes money held by a third party — typically a bank — on behalf of the debtor and redirects it to the creditor.

It is most commonly used to freeze and recover funds held in the debtor's bank account, making it a powerful enforcement tool where the debtor has money in the bank but is refusing to pay.

Important: Hollingworth Collections is not a bailiff service, solicitor firm or regulated debt advice provider. We do not provide legal advice or carry out enforcement directly. Suitable enquiries may be introduced to independent recovery specialists and professional partners where appropriate.

The Process

How Third Party Debt Orders Works

Obtain a CCJ

A Third Party Debt Order can only be applied for after a County Court Judgement has been obtained.

Apply for Interim Order

The creditor applies to the court for an interim Third Party Debt Order, which freezes the funds.

Bank Notified

The bank is notified and freezes the funds in the debtor's account up to the value of the debt.

Final Order

If the debtor does not object, the court makes a final order directing the bank to pay the funds to the creditor.

Eligibility Requirements

A County Court Judgement (CCJ) must already exist
The debtor must have funds held by a third party (e.g. a bank)
The funds must be sufficient to cover the debt

Limitations & Considerations

Only effective if the debtor has funds in the account
The debtor may move funds before the order is served
Joint accounts may be partially protected
Hollingworth Collections does not carry out enforcement — we introduce to specialists

Need help with Third Party Debt Orders?

Submit a free enquiry — we'll review your case and advise on next steps.

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FAQ

All Enforcement & Legal Guides

Warrant of Control Writ of Control Charging Orders Attachment of Earnings Third Party Debt Orders Statutory Demands Winding Up Petitions Bankruptcy Proceedings

Need Help Recovering a Commercial Debt?

Submit a free enquiry. We'll review your commercial debt recovery case and let you know if we can help.

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